Gyanishor Panta
Chief Executive Officer
The microfinance sector in Nepal remains a cornerstone for financial inclusion, especially in rural areas where infrastructure, economic opportunities, and financial awareness is limited. At Infinity Laghubitta Bittiya Sanstha Limited (ILBSL), we take pride in our mission to serve those historically marginalized and left behind, offering innovative financial solutions that enhance livelihoods and foster economic stability..
Today, the microfinance landscape is marked by both opportunity and challenge. Global economic uncertainties—exacerbated by the Russia-Ukraine conflict—have created supply constraints and inflationary pressures in Nepal. Locally, ILBSL faces organized microfinance protests, liquidity pressures, intensifying competition, evolving client expectations, and tighter regulatory oversight. Furthermore, a significant shortage of dedicated, skilled professionals across all levels of the sector underscores the urgent need for strategic talent development.
Addressing these challenges—and turning them into strategic advantages—demands visionary leadership, innovative thinking, and a committed, empowered workforce. At ILBSL, we are transforming these challenges into opportunities. Our focus on digitization—through mobile banking, digital lending platforms, and social media engagement—enables us to deliver seamless, cost-effective, and accessible services to our customers. By leveraging technology, we are not only meeting modern expectations but also enhancing operational efficiency and resilience.
Equally, ILBSL is committed to embedding Environmental, Social, and Governance (ESG) principles into our operations. We strive to deliver financial services responsibly, promote inclusive economic growth, and maintain the highest standards of governance, ensuring long-term value creation for our clients, employees, and shareholders.
Our strategic priorities include expanding our range of flexible, customer-centric products, investing in technology and talent development, and strengthening our branch network across Nepal. These initiatives will allow us to reach underserved communities more effectively, while reinforcing financial system stability and promoting sustainable development.
I extend my sincere gratitude to the Government of Nepal, Nepal Rastra Bank, the Company Registrar’s Office, the Securities Board of Nepal, Nepal Stock Exchange, our esteemed Board of Directors, and all supporting institutions for enabling our establishment and growth. I also thank our dedicated staff for their commitment and sincerity, which remain the cornerstone of our success.
As the newly appointed CEO, I am honored to lead ILBSL into its next chapter. I am committed, with a clear vision and renewed energy, to leading ILBSL in delivering high-quality, inclusive, and innovative financial services that empower the marginalized, uplift communities, and create pathways to lasting prosperity.
Thank You.
